Credit scoring models are complex and often vary among creditors and for different types of credit. If one factor changes, your score may change — but improvement generally depends on…
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What documents do I need to prepare for my mortgage loan application?
Below is a list of documents that are required when you apply for a mortgage. However, every situation is unique and you may be required to provide additional documentation. So,…
Little Known Factors Of How Much Property You Can Afford
Getting pre-approved for a home loan is an essential first step to knowing how much home you can buy. But did you know that the property itself also effects on…
Deciding Between a VA Loan and FHA Loan? Read This First.
Government-back home loans offer some of the best rates and perks, especially when it comes to Veteran home loans. But is that the right choice? Should you opt for an…
The Trick to Winning a Home Bidding War
There’s more than one way to win a bidding war. If you find yourself competing with multiple offers on the same house, know that there are others ways to sway…
Rates on Hold
Today’s decision marks the 13th consecutive month that the cash rate has been left at the historically low setting of 1.5%.